Staying healthy is important, there’s no doubt about it.
But health insurance protects you from risks not only related to your personal health, but your financial security as well.
Nobody plans to get sick, but everybody does at some point. Health insurance acts as a safety net, covering medical costs – sometimes unexpectedly high – you may not have anticipated and allowing you to recover with one less worry. Just to give you a real picture of what an out-of-pocket cost might look like for a common injury, a broken leg can run you as much as $7,500. While insurance might not turn that total to $0, it will considerably reduce it.
A lot of people think of health insurance as a bandaid. But the truth is, it can also do a lot for you before you get sick. Free preventative care covering things like shots, vaccines and check-ups can help you stay healthy in the first place, not get better later.
A common argument against being insured is “But I NEVER get sick”.
Health care is not a decision that should be made based on what has happened to you in the past, but instead what could happen to you in the future. It’s never good to dwell on the “what ifs” in life, but it is good to have a plan in place in case.
In most states, you have from November 1st through December 15th to enroll in health insurance for 2021. When you apply for health insurance through healthcare.gov, you’ll be able to take advantage of Help On Demand’s lightning-speed technology to quickly reach experts who can answer your questions related to coverage, opportunities to save money, and anything else that might be on your mind.
Ready to apply?
Don’t wait. Do it today.