Dental insurance – something that should be looked at as a necessity, not a luxury – can pay for itself many times over when you take advantage of your policy and maximize preventative care, regular cleanings, and more.
But just like health insurance, it’s a complicated topic with lots of ins and outs that can be confusing for someone who doesn’t know all of the industry jargon. Plus, how dental plans work and what they cover can vary significantly from provider to provider and plan to plan.
Forbes Contributor Erik Martin’s recent article, “How Does Dental Insurance Work?” looks to demystify dental coverage as a concept and explain the basics – from what’s covered and what isn’t to how deductibles and reimbursement work. Martin also dives into the different types of dental insurance plans (DPPO, DHMO, discount plans and fee-for-service) and explains the pros and cons of each.
As Martin says, “Dental insurance is similar to health insurance in some ways like deductibles and coinsurance, but dental coverage has its own unique characteristics.”
If you’re not an industry professional, some of those unique characteristics might be tough to wrap your head around at first. This article serves as a great beginner’s guide to dental insurance, and even ends with a FAQ section full of follow-up information.
If you have more questions about how to get connected – to coverage, customers, experts, or anything else – contact us today.